{"id":1072,"date":"2025-05-22T09:45:19","date_gmt":"2025-05-22T04:15:19","guid":{"rendered":"https:\/\/www.infotech.edu.sg\/blog\/?p=1072"},"modified":"2026-04-28T12:13:26","modified_gmt":"2026-04-28T06:43:26","slug":"maximising-workforce-skills-with-skillsfuture-credits","status":"publish","type":"post","link":"https:\/\/www.infotech.edu.sg\/blog\/maximising-workforce-skills-with-skillsfuture-credits\/","title":{"rendered":"Guide to Maximising Workforce Skills Qualifications in Singapore (2026)"},"content":{"rendered":"\n<p>Upskilling can seem costly\u2014until you combine WSQ (Workforce Skills Qualifications) subsidies with SkillsFuture Credit in the right way. In 2026, the government offers the strongest support ever for lifelong learning allowing many Singaporeans to cut out-of-pocket expenses to almost nothing for certain WSQ courses.\u00a0<\/p>\n\n\n\n<p class=\"has-background\" style=\"background-color:#abeafd\"><strong>Combine WSQ subsidies (up to 70% or 90% MCES) with your SkillsFuture Credits (initial $500, 2020 $500 boost, plus $4,000 Mid-Career Support Credit for those 40 and older) to minimize or remove course fees.&nbsp;<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What is WSQ And Why It Matters\u00a0<\/strong><\/h2>\n\n\n\n<p><strong>WSQ (Workforce Skills Qualifications)<\/strong> serves as Singapore&#8217;s national, competency-based training and credentialing system that focuses on <strong>practical, work-ready skills<\/strong>. The courses align with job roles and current industry needs ensuring that learning time leads to actual work improvements.&nbsp;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Who Benefits Most?&nbsp;<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Recent graduates building a portfolio of job-ready skills&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Career changers in their 30s\u201340s&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>People coming back to work after a break&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Employed individuals staying up-to-date with digital, HR, or AI skills&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What Funding Can <strong>You <\/strong>Use in 2026<\/strong><\/h2>\n\n\n\n<p class=\"has-background\" style=\"background-color:#abeafd\"><strong>Come 2026, Singapore Citizens\/PRs can get up to 70% WSQ subsidies, while those 40+ can receive up to 90% through MCES then apply SkillsFuture Credits to pay the rest.&nbsp;<\/strong><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>A. WSQ Subsidies (Tuition Fee Support)&nbsp;<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Eligible Singapore Citizens (SC) and Permanent Residents (PR) can receive up to <strong>70% subsidy<\/strong> on approved WSQ courses.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Singapore Citizens aged 40 and above can get up to <strong>90% Mid-Career Enhanced Subsidy (MCES).<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>B. SkillsFuture Credit (Your Personal Credits)&nbsp;<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Opening credit:<\/strong> $500 for Singaporeans 25 and older.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>2020 top-up<\/strong>: Extra $500 good through December 31, 2026.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Mid-Career Support Credit<\/strong>: $4,000 (starting May 2024) for Singaporeans 40 and older.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"has-background\" style=\"background-color:#abeafd\"><strong>WSQ subsidy lowers the course fee first. You then use SkillsFuture Credits on what&#8217;s left after the subsidy. Result: You often pay little to nothing in cash.&nbsp;<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How Funding &amp; Credits Work Together&nbsp;<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Item<\/strong>&nbsp;<\/td><td><strong>What It Is<\/strong>&nbsp;<\/td><td><strong>Who\u2019s Eligible<\/strong>&nbsp;<\/td><td><strong>When It Applies<\/strong>&nbsp;<\/td><td><strong>What It Covers<\/strong>&nbsp;<\/td><\/tr><tr><td><strong>WSQ Subsidy<\/strong>&nbsp;<\/td><td>Government fee subsidy on approved WSQ courses&nbsp;<\/td><td>SC\/PR (higher for SC age 40+)&nbsp;<\/td><td>Applied by ATO to the course fee&nbsp;<\/td><td>Reduces tuition at source&nbsp;<\/td><\/tr><tr><td><strong>SkillsFuture Credit<\/strong>&nbsp;<\/td><td>Individual training credit&nbsp;<\/td><td>SC aged 25+ (plus top-ups where applicable)&nbsp;<\/td><td>Claimed by learner via MySkillsFuture&nbsp;<\/td><td>Offsets remaining post-subsidy fee&nbsp;<\/td><\/tr><tr><td><strong>MCES (90%)<\/strong>&nbsp;<\/td><td>Enhanced subsidy for mid-career&nbsp;<\/td><td>SC aged 40+&nbsp;<\/td><td>Applied by ATO to the course fee&nbsp;<\/td><td>Larger reduction before credits&nbsp;<\/td><\/tr><tr><td><strong>UTAP \/ PSEA \/ SFEC<\/strong>&nbsp;<\/td><td>Additional schemes (case-by-case)&nbsp;<\/td><td>Eligible union members \/ youths \/ employers&nbsp;<\/td><td>After\/alongside the above&nbsp;<\/td><td>Can further reduce the remainder&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Eligibility\u2014Quick Checks<\/strong><\/h4>\n\n\n\n<p>You can get <strong>WSQ subsidies<\/strong> if you&#8217;re a <strong>Singapore citizen <\/strong>or<strong> permanent resident<\/strong> signing up for an <strong>approved WSQ course<\/strong> with an <strong>Approved Training Organisation (ATO) <\/strong>like Info-Tech Academy. If you&#8217;re a <strong>Singaporean aged 40 or older<\/strong>, you might qualify for <strong>MCES (up to 90%<\/strong>).&nbsp;<\/p>\n\n\n\n<p>You can use <strong>SkillsFuture Credit<\/strong> if you&#8217;re a <strong>Singaporean aged 25<\/strong> or older with money left in your account (including <strong>the 2020 $500 top-up<\/strong> you can use until <strong>December 31, 2026)<\/strong> and, if it applies to you, the <strong>$4,000 Mid-Career Support Credit (starting from May 2024).<\/strong>&nbsp;<\/p>\n\n\n\n<p><strong>To save the most money, sign up for a WSQ course run by ATO, use 70\u201390% subsidies then apply SkillsFuture Credits to pay the rest.&nbsp;<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How To Get Most Funding In 4 Steps\u00a0<\/strong><\/h2>\n\n\n\n<p><strong>Step 1 \u2014 Pick A Course That&#8217;s Worth It (Skills That Pay Off)&nbsp;<\/strong><\/p>\n\n\n\n<p>Focus on skills you can use right away that are in high demand:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>HR track:<\/strong> WSQ Human Resource courses (payroll, following MOM rules HRMS).&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Office &amp; operations:<\/strong> WSQ Essential Office Skills (getting more done with digital tools).&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>AI &amp; digital:<\/strong> WSQ AI for Productivity \/ Generative AI for work.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>(Internal link prompts: link each to your Info-Tech Academy course pages.)&nbsp;<\/p>\n\n\n\n<p><strong>Step 2 \u2014 Sign Up With An ATO (Funding Relies On This)&nbsp;<\/strong><\/p>\n\n\n\n<p>Choose an <strong>SSG-approved ATO<\/strong> such as <strong>Info-Tech Academy<\/strong> to make sure your course has <strong>WSQ accreditation<\/strong> and <strong>qualifies for funding<\/strong>. Courses without WSQ certification might not be eligible for subsidies.&nbsp;<\/p>\n\n\n\n<p><strong>Step 3 \u2014 Combine Funding In A Clever Way&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>We submit WSQ\/MCES<\/strong> (as the ATO, we take care of the paperwork).&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>You use SkillsFuture Credit<\/strong> through <strong>MySkillsFuture<\/strong> to cover the remaining cost.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If you qualify, <strong>include UTAP\/PSEA\/SFEC<\/strong> to lower the price even more.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p><strong>Step 4 \u2014 Make Sure You Meet Funding Requirements&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Show up for at least 75% of classes<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Score well on tests<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Get your claims in on time<\/strong> (before class starts for SFC)&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What Are Some Common Claim Mistakes &amp; Their Solutions\u00a0<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Turning in SkillsFuture Credit too late<\/strong> \u2192 Put a reminder in your calendar and submit <strong>before<\/strong> your class begins.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Thinking every course qualifies<\/strong> \u2192 Check that the course has <strong>WSQ approval<\/strong> and an <strong>ATO<\/strong> teaches it.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Skipping too many classes<\/strong> \u2192 If you miss more than <strong>25%<\/strong>, you might lose your funding.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Not taking tests \u2192 Most programs need you to <strong>pass<\/strong> to get or keep support.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p><strong>Quick Checklist:&nbsp;<\/strong><\/p>\n\n\n\n<p><strong>ATO? \u2714 <\/strong><br><strong>WSQ-accredited? \u2714 <\/strong><br><strong>Funding windows met?<\/strong> <strong>\u2714 <\/strong><br><strong>Attendance met? \u2714 <\/strong><br><strong>Assessment passed? \u2714\u00a0<\/strong><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>&#8220;Near-Zero&#8221; Fee Approach\u2014How Students Combine Support&nbsp;<\/strong><\/h4>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>Choose a <strong>WSQ course funded by SSG<\/strong> (like HR, Office Skills, or AI).&nbsp;<\/li>\n<\/ol>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>If you&#8217;re a <strong>Singaporean Citizen aged 40 or above<\/strong>, your <strong>MCES<\/strong> can cut down most of the fees (as much as <strong>90%<\/strong>).&nbsp;<\/li>\n<\/ol>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li>Apply your <strong>SkillsFuture Credit<\/strong> (initial amount plus 2020 bonus; and <strong>$4,000<\/strong> Mid-Career Support Credit if you qualify).&nbsp;<\/li>\n<\/ol>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li>Cover any small remaining balance with <strong>UTAP\/PSEA\/SFEC<\/strong>.&nbsp;<\/li>\n<\/ol>\n\n\n\n<p>Many students end up paying <strong>very little or nothing<\/strong> from their own pockets\u2014for brief, skills-focused WSQ modules.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Create A Learning Pathway (Build Up Your Credentials)&nbsp;<\/strong><\/h3>\n\n\n\n<p>The WSQ framework allows you to &#8220;stack&#8221; from <strong>Statements of Attainment (SOAs)<\/strong> to <strong>full qualifications<\/strong> (such as diplomas). You might follow this basic path:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>AI Tools for Business Tasks<\/strong>&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Digital Workplace Productivity<\/strong>&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>WSQ Diploma in Business Management<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>This approach builds your career value and helps you spread your funding across several courses.&nbsp;<\/p>\n\n\n\n<p>(Internal link prompts: link to your diploma\/advanced pathways page; link to a &#8220;how to stack WSQ credentials&#8221; blog.)&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How An ATO Like Info-Tech Academy Simplifies This Process<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Courses eligible for funding<\/strong> that you can put to use at work (HR, Office Skills AI).&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Complete admin help<\/strong> with WSQ\/MCES\/UTAP\/SFEC\/SFC claims and schedules.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Trainers who work in the field<\/strong>, not just teach\u2014so you pick up skills you can use right away.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Supported by <strong>Info-Tech Systems Ltd<\/strong> (listed on the stock market), with deep know-how in <strong><a href=\"https:\/\/www.info-tech.com.sg\/hr-software\">HRMS<\/a>, <a href=\"https:\/\/www.info-tech.com.sg\/payroll-software\">payroll<\/a>, and digital change<\/strong>.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Not sure which plan fits you? Tell us what you want to achieve\u2014we&#8217;ll find the funding and plan out the course for you.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Example Decision Guide (Choose Your Path)&nbsp;<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Goal<\/strong>&nbsp;<\/td><td><strong>Course You\u2019ll Feel Immediately<\/strong>&nbsp;<\/td><td><strong>Typical Outcome<\/strong>&nbsp;<\/td><\/tr><tr><td>Streamline HR &amp; payroll&nbsp;<\/td><td>WSQ <a href=\"https:\/\/www.infotech.edu.sg\/courses\/human-resource-course-singapore\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Human Resource Course<\/strong><\/a>&nbsp;<\/td><td>Confidence with HRMS, MOM compliance, payroll accuracy&nbsp;<\/td><\/tr><tr><td>Be indispensable in admin\/ops&nbsp;<\/td><td>WSQ <a href=\"https:\/\/www.infotech.edu.sg\/courses\/essential-office-skills-course-singapore\"><strong>Essential Office Skills Course<\/strong><\/a>&nbsp;<\/td><td>Faster spreadsheets, docs, automation, better reporting&nbsp;<\/td><\/tr><tr><td>Work smarter with AI&nbsp;<\/td><td>WSQ <strong><a href=\"https:\/\/www.infotech.edu.sg\/courses\/ai-course-singapore\">AI Course<\/a><\/strong> for Productivity \/ GenAI for Work&nbsp;<\/td><td>Prompting, automation, summarisation, Faster SOPs&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Sign-Up Basics<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Pick a WSQ course<\/strong> on the <strong>Info-Tech Academy <\/strong>website.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Check with our advisors<\/strong> if you qualify (WSQ\/MCES\/UTAP\/PSEA\/SFEC).&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>We handle subsidies<\/strong>; you send in <strong>SFC<\/strong> through <strong>MySkillsFuture.<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Show up for at least <strong>75%<\/strong>, pass tests, get your <strong>WSQ SOA.<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>To Wrap Up: Be Smart About Yyour Learning Investment&nbsp;<\/strong><\/h2>\n\n\n\n<p>WSQ funding and SkillsFuture Credits are more than nice extras\u2014they serve as practical tools to keep your skills sharp without hurting your wallet. If you&#8217;ve been holding onto your credits or aren&#8217;t sure which course suits you, it&#8217;s time to take action\u2014since 2020 top-up credits will expire on December 31, 2026.&nbsp;<\/p>\n\n\n\n<p><strong>Info-Tech Academy Can Help You:&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Choose the right course,&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Combine the right funding, and&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>End up with sought-after, job-ready skills.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p><strong>Begin small, but begin today. <\/strong>Check out our <a href=\"https:\/\/www.infotech.edu.sg\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>WSQ courses<\/strong><\/a> or get in touch\u2014our team will assist you to sign up, request funding, and map out your next qualification.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Frequently Asked Questions<\/strong><\/h2>\n\n\n<div class=\"\">\n<div class=\"mi-faq\">\n<div id=\"accordionExample\" class=\"accordion\">\n<div class=\"card\">\n<div id=\"headingOne\" class=\"card-head\">\n<div class=\"acc-arrow\" data-toggle=\"collapse\" data-target=\"#collapseOne\" aria-expanded=\"true\" aria-controls=\"collapseOne\">\n<h4 class=\"Positionheader\"><span data-teams=\"true\">How much can I save using WSQ subsidies and SkillsFuture Credits?<\/span><\/h4>\n<\/div>\n<\/div>\n<div id=\"collapseOne\" class=\"collapse show\" aria-labelledby=\"headingOne\" data-parent=\"#accordionExample\">\n<div class=\"card-body\">\n<p>Singapore Citizens can get up to 70% subsidy, or 90% (MCES) if aged 40+. You can then use your SkillsFuture Credits to offset the remaining fee. Many learners pay little or nothing for selected WSQ courses.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"card\">\n<div id=\"headingtwo\" class=\"card-head\">\n<div class=\"collapsed acc-arrow\" data-toggle=\"collapse\" data-target=\"#collapsetwo\" aria-expanded=\"false\" aria-controls=\"collapsetwo\">\n<h4 class=\"Positionheader\"><span data-teams=\"true\">Can Permanent Residents use SkillsFuture Credit?<\/span><\/h4>\n<\/div>\n<\/div>\n<div id=\"collapsetwo\" class=\"collapse\" aria-labelledby=\"headingtwo\" data-parent=\"#accordionExample\">\n<div class=\"card-body\">\n<p>No. SkillsFuture Credit is for Singapore Citizens aged 25+ only. PRs can still receive up to 70% WSQ subsidy for approved courses.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"card\">\n<div id=\"headingthree\" class=\"card-head\">\n<div class=\"collapsed acc-arrow\" data-toggle=\"collapse\" data-target=\"#collapsethree\" aria-expanded=\"false\" aria-controls=\"collapsethree\">\n<h4 class=\"Positionheader\"><span data-teams=\"true\">When must I submit my SkillsFuture Credit claim?<\/span><\/h4>\n<\/div>\n<\/div>\n<div id=\"collapsethree\" class=\"collapse\" aria-labelledby=\"headingthree\" data-parent=\"#accordionExample\">\n<div class=\"card-body\">\n<p>You must submit your claim before the course starts via MySkillsFuture. Late claims may not be approved.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"card\">\n<div id=\"headingfour\" class=\"card-head\">\n<div class=\"collapsed acc-arrow\" data-toggle=\"collapse\" data-target=\"#collapsefour\" aria-expanded=\"false\" aria-controls=\"collapsefour\">\n<h4 class=\"Positionheader\"><span data-teams=\"true\">What happens if I don\u2019t meet attendance or assessment requirements?<\/span><\/h4>\n<\/div>\n<\/div>\n<div id=\"collapsefour\" class=\"collapse\" aria-labelledby=\"headingfour\" data-parent=\"#accordionExample\">\n<div class=\"card-body\">\n<p>You must attend at least 75% of the course and complete required assessments. Otherwise, funding support may be affected.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [{\n    \"@type\": \"Question\",\n    \"name\": \"How much can I save using WSQ subsidies and SkillsFuture Credits?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"Singapore Citizens can get up to 70% subsidy, or 90% (MCES) if aged 40+. You can then use your SkillsFuture Credits to offset the remaining fee. Many learners pay little or nothing for selected WSQ courses.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"Can Permanent Residents use SkillsFuture Credit?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"No. SkillsFuture Credit is for Singapore Citizens aged 25+ only. 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Otherwise, funding support may be affected.\"\n    }\n  }]\n}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Upskilling can seem costly\u2014until you combine WSQ (Workforce Skills Qualifications) subsidies with SkillsFuture[&#8230;]<\/p>\n","protected":false},"author":17,"featured_media":1082,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[123],"tags":[160,127],"class_list":["post-1072","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wsq-course","tag-skillsfuture-2","tag-wsq-course"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Workforce Skills Qualifications Course Funding<\/title>\n<meta name=\"description\" content=\"Maximise Workforce Skills Qualifications course funding and SkillsFuture Credit in 2026. 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